401k 2025 Contribution Limit Over Age 50

401k 2025 Contribution Limit Over Age 50. Altogether, the most that can be contributed to your 401(k) plan between both you and your employer is $70,000 in 2025, up from $69,000 in 2025. The 401(k) contribution limit for individuals has been increased to $23,000 for 2025.

Next year, savers will have a chance to add an extra. When most people think of 401(k) contribution limits, they are thinking of the elective deferral limit, which is $23,000 for 2025 ($22,500 in 2023).